Buyers

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The Grove Team understands the stresses of buying a home and relocating. Here in Keller, Texas, our goal as realtors is to make the process a little less stressful for our clients. We understand that relocating is one of the most important decisions of you and your family’s life and the process of moving can, and will, take a big toll on you – mentally, physically, and emotionally. So it’s important to keep your cool and stay relaxed, which is what we’re here to help with. Throughout the process, our professional, informed team will give you 100%, ensuring you a perfect piece of commercial real estate or your dream home for you and your family – one thing you and your family don’t have to worry about!

For those looking to sell, we provide professional staging, which is included in our fee, and take the time to carefully prepare each listing, ensuring it’s market ready. Selling your home is just as stressful as buying one.  You have to do everything in your power to make your home as attractive as possible for potential buyers, which is why professional staging courtesy of The Grove Team is a must. We will help you bring out the best in your home!

Whether you’re looking to buy or a sell a home in the Keller, Texas area, The Grove Team wants to help. Since our founding in 1995, our informative team has proven its commitment to the Keller community and the city as a whole, a city recently ranked seventh of the top 100 places to live in Money Magazine, and those looking to become a part of it. Our networking effort includes sending out mailings to neighborhoods throughout Keller and more. We look forward to working with and alongside you during this important, exciting process!

The Buying Process

Before the search begins, its a good idea to define what type of house, neighborhood, and location best suits your needs and lifestyle. Have fun with this! Have you always wanted a wood fireplace? Is a large yard important to you? I recommend imagining your dream home, while also taking into account your financial considerations.

Below, I have included a general step-by-step list to help explain the home buying process. Some of these stages may seem confusing, but, remember, I am here to answer any questions.

1. Determine your needs and budget

Before the search begins, its a good idea to define what type of house, neighborhood, and location best suits your needs and lifestyle. Have fun with this! Have you always wanted a wood fireplace? Is a large yard important to you? I recommend imagining your dream home, while also taking into account your financial considerations.

Once you share these details with me, I can offer feedback and advice to help develop a plan and goal moving forward. You may want to prioritize what specifications you are looking for in a new home to offer some flexibility when scouting for houses.

2. Get pre-approved for a loan

First, meet with a loan officer. Sharing income and financial information will give you a price range for which you are qualified.

  • Get Pre-qualified
  • Obtain a pre-approval letter
  • Obtain a “Truth in Lending” letter explaining the costs of borrowing money
  • Learn about the many loans available to buyers in today’s market
  • Learn about closing costs

3. House search!

With your specifications in mind, I will use my resources to scout the marketplace on your behalf. When I find houses that meet your criteria, we can review them and schedule a tour at your convenience.

  • When possible, all decision-makers should visit the various homes
  • Always be candid–it will help me understand your particular needs

4. Prepare the offer

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Once we have found the home of your dreams, I will help you determine an appropriate offer price by reviewing market trends and similar home sales. With your input, I will draft a written offer that outlines the price as well as the responsibilities of both parties in preparation for the transaction. If the seller accepts the offer, it becomes a binding contract. It is imperative that you carefully review the contract and clarify any aspects that are not clear to you prior to offering.

  • I will go through the contract with you and complete your offer
  • If negotiations are necessary, I will work to ensure that you and the seller agree on all terms
  • All documents will be sent to the title company where a file will be opened, and title commitment and property tax information ordered

5. Make your loan application

  • Give your loan officer a copy of the contract and apply for the loan

6. Inspect the property

In order to ensure your safety and the value of your investment, it is important to have the proper personnel thoroughly inspect the house after the offer and loan terms have been finalized.

  • Select an inspector and arrange for both a general inspection and comprehensive pest inspection
  • Depending on the property and location, I can also provide information about other environmental assessments

7. Appraisal and survey of propertybuyers5-300x300

  • The lender and title company will make arrangements for the property appraisal and survey
  • Buyer will be provided a copy of the Title Commitment Letter
  • Buyer will make arrangements for homeowner’s (hazard) insurance, and arrange for the insurance agent to talk with the closing officer at the title company

8. Seller’s closing is also arranged

  • Buyer receives a copy of the closing statement for review prior to closing
  • Buyer does a final walk-through inspection of the property
  • The REALTOR arranges a closing date and time with the buyer and title company. Seller’s closing is also arranged
  • Buyer brings a cashiers check for all closing costs and the balance of the down payment

9. After closing

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I will prepare the necessary documents required for closing such as title examination, payoff statements and deed. On the closing day you will sign all documents. The seller will be paid and you will receive the keys.
Congratulations, you just bought a new home!

 

 

 

 


Owning a Home

Owning a home is part of the American Dream. It not only gives us a place to call our own, but also lets us customize the place we live in so that it feels and looks just the way we want it to. According to studies conducted by the National Association of Realtors, 87% of those polled house-soldcited home ownership as the number one criterion for defining the good life.  This means that for most people, the single largest purchase in their lives will be their home, which is why selecting the right house and getting the best financing for your purchase requires informed, experienced guidance.

Selecting a Realtor

A Realtor is a trained and licensed agent, and a good realtor can save you time and money. They can keep you informed about both the housing market and your financial options while representing you in all transactions and ensuring that your interests are their priority.

Using a Realtor to Buy a Home

Finding the right home, in the right neighborhood, and for the right price takes more than knowledge. It is also a lot of work and requires a lot of time. An experienced realtor can help you use your time looking at homes that fit your needs. No need to spend your time looking at the wrong places. Your realtor will take your requests and check daily for all homes that are right for you.

Mortgage Information

The price of a home is only part of the financial information you will need when making a purchase. Our recommended lenders can provide you with the most current mortgage interest rates, loan options and fees, and information about additional costs that are a part of home purchases. Getting a loan can be confusing enough without all the jargon to confuse you. It helps to know the most common terms and definitions so that you can make informed decisions regarding what kind of loan to get and the best way to afford your new home.

Finding the right School District

Home buyers with children are often very interested in finding the right school district. At the Grove Team, our goal is to assist you in finding a home in the school district of your choice. The Grove Team covers market areas within some of the top school districts in the region including Keller ISD. Other school districts in the area include Birdville ISD, Carroll ISD, Grapevine – Colleyville ISD and HEB ISD. To learn more about the local school districts, visit this page.